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    BBVA Research Publications

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    February 10, 2025

    Europe | Germany: Three unknowns and one certainty

    With the German general elections just two weeks away, the leader of the center-right CDU-CSU coalition, Friedrich Merz, is the likely winner.

    May 30, 2022

    Spain | Pensions: insufficient reforms and challenges still to be overcome

    This article addresses a number of recent, ongoing changes to the pension system in Spain, notably the revaluation of pensions based on the CPI, the introduction of the Intergenerational Equity Mechanism, and occupational and individual pension plans. We also discuss the key challenges that lie ahead.

    June 28, 2021

    Spain | Recovery plan: the assessment does not end here

    The plan is sufficient and ambitious, it contains a proper diagnosis and assigns funds in line with NGEU objectives. It also has omissions and weaknesses. The vagueness about reforms is a particular cause for concern.

    February 27, 2020

    Fiscal Consolidation: A Demanding Challenge

    Predictably, Spain closed 2019 with a public deficit that was closer to 2.5% of GDP than to 2%, meaning little change in comparison with 2018. This almost complete lack of improvement means that fiscal consolidation efforts will be carried over to this year.

    June 11, 2018

    Regulatory reform in the USA: From words to deeds

    Since Donald Trump took office in 2017, the United States has embarked on a process of easing and recalibration of its financial regulation. While this process will not entail a dismantling of its regulatory framework, it is certainly the largest overhaul made since the last financial crisis.

    June 6, 2016

    Crisis y convergencia

    Desde 2007 ha aumentado la desigualdad entre regiones. ¿Ha revertido este comportamiento con la recuperación? La respuesta es que no.