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February 11, 2025
Profitability and NIMs of the sector have started to improve in 4Q24, which will continue with the rate-cutting cycle of the CBRT. The monetary stance remains to be supported with the macro-prudential measures. We expect the ROE of deposit banks to barely improve to 30% by end 2025 from 28.4% at the end of 2024.
December 6, 2024
Profitability and NIMs of the banking sector stay under pressure due to high funding and RR costs and regulatory lending caps We expect the easing cycle of the CBRT to be a cautious combination of both rate cuts and easing over deposit and credit rules, helping the sector recover gradually 1Q25 onwards.
October 18, 2024
Since Oct 11th was the day for finalizing credit growth monthly caps, the weekly growth of FX-adjusted credits decelerated further to 0.2% from 0.4% mainly on top of commercial credits in the overall sector, which brought down the trend rate of total credit growth as well.
August 28, 2024
The slowdown in credit growth started to become more pronounced towards the end of 2Q24 with tight monetary policy and more restrictive macroprudential measures. TL and FC credit growth levels came below the regulatory thresholds.
July 5, 2024
The negative growth seen last week in FX-adjusted weekly credit growth turned back into strong growth as of end of 2Q’24. The acceleration was due to commercial and consumer credits of both public and private banks. Total credits’ 4 week average trend rose to 0.4%.
June 28, 2024
Following the strong push seen just before the official holidays’ week, FC adjusted weekly credit growth decelerated and turned into negative growth on the week ending on June 21st, also taking into account the negative calendar impact.
