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August 12, 2019

Big Data techniques used

What do the media and social networks tell us about the fintech phenomenon?

Digital transformation and technological advances have drastically changed the way in which consumers and businesses interact.

August 6, 2018

Online financial products and Literary Realism

In talking about the current scenario of online sign-ups for financial products in Spain, we could refer to the lines of the poet Ramón de Campoamor, one of the exponents of Literary Realism: “it all depends on the colour / of the glass through which we look”.

March 13, 2018

Digital Economy Outlook. First quarter 2018

In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

March 5, 2018

Digital identity: Who are we on the Net?

The ability to prove that you are who you say you are is a cornerstone of economic and social development, because it allows us access to basic public and private services, such as health, education and financial services... According to the World Bank, there are some 1.1 billion people in the world who cannot prove their identity, i.e. 14% of the entire population.

September 25, 2017

Young people in emerging countries – are ICTs as necessary as food and drink?

To paraphrase Francisco de Quevedo, we are people who are glued to our mobiles, and these phones have to be exceptional, with an infinite Internet connection. This image, which can be applied to all information and communications technology (ICT), is especially evident among the young.

June 13, 2017

The use of ICT in European households: a comparative study

The use of ICT at home has spread extensively throughout Europe, albeit with differing intensity in each country. Based on Eurostat data, this observatory outlines the importance of computer use, of the internet and its ends during the recent recession, comparing European countries.

November 14, 2016

Digital Divide and Economic Development: Are they related?

Information and communication technologies (ITC) are a major growth driver for the global economy, as the interaction between agents is increasingly based on these instruments, especially Internet.

November 10, 2016

Uruguay: Digital Context

Uruguay is in a leading position in terms of digital content compared to other countries in the region, as shown in the 2015 Structural Digitization Index developed by BBVA Research. In this regard, Uruguay’s digital scenario is close to that of developed countries like Luxembourg, Ireland and Belgium, among others.