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November 15, 2023
In September 2023, the balance of traditional bank deposits (sight + term) registered a real annual growth rate of 4.7%, while the current credit granted by commercial banks to the non-financial private sector (NFPS) registered annual growth of 5.4%.
August 22, 2022
There is consensus on an economic slowdown in Europe in the coming months, and Spain will be no exception. This is compounded by the evolution of inflation and the rise in the cost of credit. The question arises as to how households are coping with this situation according to their concerns and saving and spending habits.
August 23, 2021
A year and a half after the pandemic began, the COVID-19 has highlighted the importance of households having the financial resilience to tackle the economic consequences of a scenario of high uncertainty.
December 22, 2020
Better settle in after a long haul. After experiencing over-deleveraging and economic slowdown in 2017, China-US trade war since 2018, 2019 African Swine Flu and this year’s most unprecedented coronavirus pandemic flare-up and the arduous work of containing it, Chinese economy might have a previous respite in 2021.
September 4, 2020
Lockdowns due to COVID-19 and the subsequent crisis have caused many individuals to stop working or substantially reduce their work hours, with the corresponding decrease or loss of the main source of income. The analysis of the financial vulnerability of households becomes especially important.
August 17, 2020
The COVID-19 pandemic is turning society's finances into a mixture of two diametrically opposed worlds, much the same as the tiny Lilliput and the gigantic Brobdingnag from Jonathan Swift's dystopian world in Gulliver's Travels.
May 4, 2020
Financial vulnerability refers to the ability of individuals or households to cope with a shock involving the loss of the main source of income. We establish the degree of financial vulnerability of Spanish households in three categories: highly vulnerable, vulnerable, and secure.
February 12, 2020
The outbreak of the new and highly contagious strain of coronavirus in the Chinese city of Wuhan brings with it new doubts about the expected recovery of the global economy, and in particular about the growth of the world's second largest economy.
January 27, 2020
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
January 27, 2020
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
