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Financial Regulation | Proposal for a European Deposit Insurance Scheme

On 24 November, the European Commission released a legislative proposal outlining the road-map towards common European deposit protection, to be achieved by 2024. The proposal envisages three stages: i) until 2020, a system of reinsurance; ii) progressive mutualisation through a system of co-insurance until 2024, and iii) full mutualisation with a common EDIS by 2024.

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