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April 24, 2025
In February, outstanding loans to the non-financial private sector maintained double-digit annual growth, while traditional deposits slowed by 1.7% YoY in real terms compared to January. This trend is consistent with a context of anticipated foreign demand to avoid tariffs amid a local slowdown.
March 29, 2025
Despite the economic slowdown, credit granted by commercial banks to the private sector grew 14.4% YoY in nominal terms. The balance of traditional bank deposits also grew at a nominal rate of 10.2% YoY. In both cases, businesses were the main driver behind this growth.
March 27, 2025
In a context of an economic slowdown, currency depreciation, and high interest rates, the financial system was characterized in 2024 by maintaining robust domestic financing sources, channeled primarily to the public sector and households through bank loans.
November 13, 2024
In September, current credit to the NFPS slowed down 0.5% YoY in real terms, as a result of the lower dynamism of consumer and business credit. Traditional deposits decelerated 0.6% YoY in real terms, as a consequence of the continued weakness of term deposits. A feeble economic activity seems to lie beneath both dynamics.
April 19, 2024
Foreign currency adjusted weekly credit growth has been decelerating since the start of April; and fell from 0.3% to 0% in the week ending by April 9th, due to commercial credits of both public and private banks. Total credits’ 13-week annualized trend fell from 36.5% to 34.3%.
September 6, 2023
The Big Data consumption index continued its downward trend and recorded its sixth consecutive decline in August. Over the same period, the Big Data investment index recorded a YoY contraction.
June 15, 2023
In April 2023, the balance of the current credit portfolio granted by commercial banks to the non-financial private sector registered real YoY growth of 5.1% (11.6% nominal), while the balance of traditional bank deposits registered real YoY growth of 0.2% (6.4% nominal).
September 12, 2022
In order to analyze national tourism flows in Spain and identify possible patterns and changes in preferences due to the pandemic, gravity models have been estimated using data on card spending by BBVA customers outside their usual province of residence in 2018-2021.
September 7, 2022
Nominal card purchases increased 26% year-on-year in August (29% in July). Both the face-to-face channel (20%) and, above all, the online channel (42%) contributed to the year-on-year slowdown in spending, which was more pronounced in transactions with foreign cards (64%) than Spanish ones (22%).
August 8, 2022
In June 2022, the nominal balance of the current credit portfolio granted by commercial banks to the NFPS grew 11.1% annually (2.9% real), while traditional bank deposits registered a nominal growth rate of 10.2% (2.1% real), maintaining the growth rate observed in the last two months.
July 8, 2022
Card purchases increased 34% year-on-year in June (42% in May). Both the face-to-face and online channels contributed to the year-on-year slowdown in spending, which was more pronounced in transactions with foreign cards than Spanish ones.
