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    BBVA Research Publications

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    August 4, 2017

    An Index of Regulatory Practices for Financial Inclusion in Latin America

    The index assesses and compares the quality of regulations that influence financial inclusion in 8 Latin American countries. It defines three categories of regulatory practices: the enablers, which determine the overall quality of the financial environment; the promoters, which deal with specific market frictions; and the preventers which create distortions and barriers.

    June 3, 2015

    Digital Economy Outlook. May 2015

    In this issue we focus on: A Digital Single Market Strategy for Europe; Electronic identification for the digital market; Crowdfunding regulation in Spain; Technology to extend financial access; and The digital economy: hares or tortoises.

    April 27, 2015

    Extending access to the formal financial system: the banking correspondent business model

    New ways of understanding banking, technological improvements, and regulation yield new means of interaction between customers and banks through outsourcing agreements. This paper provides the first harmonised database with information on the number of banking correspondents by country, which helps in measuring access to the formal financial system.