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October 7, 2022
Colombia | BBVA Big Data Consumption Tracker. October 2022.
Our Big Data high frequency indicator to measure household consumption in Colombia shows a decelerating trend, which has become steeper in the second half of the year. Household expenditure moderation has been driven mainly by goods (in contractive territory) but also by services, as expected.
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July 18, 2022
Mexico | Bank Financing Would Boost Value in Nearshoring Networks
The challenge for commercial banking in Mexico is to evolve in order to quickly and agilely adapt to the continuous transformation of the business ecosystem that nearshoring implies, generating efficiency in the mobilization of resources among the multidimensional network system that this production scheme will define.
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March 1, 2022
Mexico | The complex economic environment hindered the recovery of banking activity.
Lower growth expectations, outbreaks of COVID and high levels of inflation towards the end of 2021 complicated the recovery of banking intermediation. Under the nominal annual growth in December 2021 of both credit and deposits, lies a demand that remains cautious and weak.
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September 27, 2021
Mexico | Deposits strengthened in July as formal employment and COVID cases increased
The growth of bank deposits accelerated in July due to higher demand deposits from both individuals and companies. This dynamic could be associated with a relevant growth in formal employment together with a non-generalized slowdown in consumption after the rebound in COVID infections.
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September 14, 2021
Mexico | The recovery of bank credit in July has not yet resulted in annual growth rates
For the third consecutive month, the contraction in the annual growth rate of current portfolio balances to the non-financial private sector has been milder, which reaffirms that total bank credit is on the way to a recovery, although its magnitude differs across portfolios.
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August 20, 2021
Mexico | Bank lending falls 6.1%, a decline of a lesser magnitude than in previous months
A milder contraction in the annual growth rate of outstanding balances for the second consecutive month provides encouraging signs that the negative impact of the pandemic on banking credit has moved past its worst point and could be on a recovery path.
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July 22, 2021
Mexico | In May, credit fell 7.4%, a possible turning point in its performance.
May could represent a turning point in the dynamics of credit to the NFPS, with a smaller contraction than the one in April and a better performance of the portfolios that comprise it. An improvement in the activity and employment indicators in the medium term would consolidate a better performance in the credit market.
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July 9, 2021
Mexico | Monthly Report on Banking and the Financial System. July 2021
Banco de México reiterated the resilience of the financial system in the face of the adverse shock of the pandemic, as credits granted remain weak (-8.8% YoY in April) and levels of bank deposits remain close to historical highs.
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August 26, 2020
Mexico | Total credit and banking deposits slowed down again in June
In June, total credit granted to the private sector and total banking deposits slowed down as the tailwind effects associated with the pandemic (e.g. precautory savings, demand of credit lines) slowly fade and gradually leave the spotlight to the adverse effects of the economic recession.
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September 19, 2019
Banking Outlook. September 2019
The net profit of the system in the 1Q'19 was EUR 3.2 Bn. The key factors were weak revenues, cost control, and lower provisions. Deleveraging has continued, although since the end of 2018 there has been a slight upturn in total lending. The NPL ratio continues to fall and profitability has improved compared to 1Q'18.
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May 30, 2019
Banking Outlook. May 2019
The net profit of the system in 2018 was €12.4 billion, the highest since 2009. The key factors affecting the results were cost control and lower provisions. The deleveraging of the private sector continues and the level of NPLs maintains its downward trend. Efficiency and profitability improved compared to 2017 levels.
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