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DiGiX aims to capture the global evolution of digitization by monitoring this pheonomenon across 98 countries. Our index combines 24 variables grouped in six dimensions that represent three pillars: supply (infrastructure and costs), demand (users, government and enterprise adoption), and institutional environment.
Those who control the most powerful, smallest, and most value-added chips will have economic, political, and military hegemony in the 21st century.
Joint project with the IMF to analyze the evolution of e-commerce in Spain during and after Covid. The secular positive trend in e-commerce is well alive. The pandemic's boost was temporary with a moderating trend once the restrictions were lif…
In 2023, the average unemployment rate was 10.2% at the national level, decreasing by one percentage point with respect to 2022. Thus, labor variables showed resilience in a context of deceleration. However, by the end of the year, since Septem…
According to the BBVA Big Data Consumption Tracker, in December, the real annual variation in consumption was 5.1%, moderating compared to November. At the seasonally adjusted level, there was a monthly contraction of 0.6%.
Transferring money or making a payment should be as easy as moving money from one pocket to another, without the hassles and risks of cash. The Colombian authorities and in particular the central bank have been working on a new payment system that promises to be easy, immediate, cheap and 24/7.
Mobile banking represents a turning point in traditional banking and a new paradigm for the financial system. The study seeks to show the most current statistics regarding the main trends in access, having and use of this technology and to offe…
In the third quarter, the current account deficit continued to narrow and reached 1.68 billion dollars, representing 1.7% of GDP. Nevertheless, the reasons for this closing are not as good as others: they respond to the process of contraction t…
Depending on how Spain manages, regulates, governs, and adapts to digital disruption, it will be able to take advantage of its opportunities to become a more prosperous and productive society, with more and better jobs, and less inequality.
There are challenges in telecommunications infrastructure and financial education for mobile banking to have a greater influence on the access and use of financial services.
According to the BBVA Big Data Consumption Tracker, household spending grew 4.9% in real annual terms in January. Spending on services, led the performance with a 12.1% real annual increase. On the other hand, spending on goods slowed down further and fell 7.0% year-on-year in real terms in the month.
