Searcher
Guillermo Jr. Cárdenas Salgado
Guillermo Jr. Cárdenas Salgado
BBVA Research - Senior Economist

Guillermo Jr. Cárdenas Salgado holds a degree in Economics from the National Autonomous University of Mexico (UNAM) and a master's degree in Economics from the Center for Research and Teaching in Economics (CIDE).

He is Senior Economist in Mexico. He is specialist in the analysis of inclusion and financial education, poverty, inequality, vulnerable groups and social policy; and in evaluations of design, operation, results and impact.

Previously, he worked at the Rural Financial Development Agency (Financiera Nacional de Desarrollo Agropecuario, Rural, Forestal y Pesquero), and has experience in evaluating different government Programs and Institutions such as: Opportunities, LICONSA, DICONSA and Public Assistance Forecasts, among others.

Latest publications

This note contains some relevant characteristics and results of the recently published National Survey on Financial Health (Ensafi) 2023, carried out to understand all the aspects that can define the state of financial health of adults in Mexico.
Financial inclusion has four pillars, one of them has to do with “access”, generally it is seen as the supply of financial products; therefore, this note presents information on the coverage of traditional mechanisms that the population has to access multiple banking.
The labor poverty indicator in Mexico was 35.8% during the first quarter of 2024, reaching its lowest level in nearly 17 years, specifically, since the third quarter of 2007, when it was 35.2%.